Objectives On completion of this tutorial, you will be able to:

• Identify the difference between object-based and claim-based money
• Recognize the role of central bank money, namely cash and (potentially) central bank digital currency (CBDC)
• Identify the different forms of e-money, including stored-value facilities and prepaid cards, and their impact on the payments landscape
• Define other potential means of payment, including b-money (bank deposits), i-money (investment money), and cryptocurrency/stablecoin
• Recognize the role played by mobile money schemes and mobile/digital wallets in the development of payments

Tutorial Overview The emergence of digital has seen the payments industry experience a radical reshaping in terms of new technologies, modernized infrastructure, and new entrants. The result has been a vastly improved consumer experience as new payments instruments and innovations proliferate via FinTech solutions. This tutorial describes these solutions in detail. Prerequisite Knowledge Payments - An Introduction Tutorial Level: Introductory Tutorial Duration: 45 minutes