Objectives On completion of this tutorial, you will be able to:

• Recognize why banks need credit data, some of the issues surrounding credit data capture, and the requirements for turning credit data into information
• Identify the various credit risk reports produced by banks, including customer level, portfolio level, and statutory reports

Tutorial Overview Complete, accurate, and timely credit risk reports are essential for effective credit risk management. This tutorial describes the importance of credit data to a bank's business, the challenges and issues associated with data capture and data ownership, and the factors to be considered when turning credit data into information. The tutorial also explains how complete, accurate, and timely credit risk reporting - customer level, portfolio level, and statutory reports - are vital if a bank's business and credit staff are to understand and manage credit risks. Prerequisite Knowledge Credit Risk Management - Risk/Reward Tutorial Level: Intermediate Tutorial Duration: 50 minutes