Description Objectives On completion of this tutorial, you will be able to:

• Identify the attraction of card schemes
• List the basics of a cards and payments program
• Identify some methods used to promote the use of cards
• Recognize the operational work behind the cards and payments programs

Tutorial Overview Increased recognition of the value of payments data and the availability of technologies for its effective harnessing, banks and other actors have come to recognize the value of the data element of payments. This and the parallel deregulation and the relaxation of the membership rules of major card schemes have attracted FinTech/PayTech entrants into financial services. This tutorial describes the technical and practical aspects of getting a cards and payments program off the ground from the perspective of businesses wishing to break into the industry. Prerequisite Knowledge Payments Cards Tutorial Level: Introductory Tutorial Duration: 45 minutes